When J.T. is sent his first credit card. Frank doesn't think he can handle the responsibility, and a spending spree soon proves this. Dana is unhappy about going to a local public college and her first English essay is a disaster.
College freshman Dana hopes to impress a tough English professor with her usual "intellectual" attitude, but learns a humbling lesson when she gets a "D" on her first term paper. Cody also enrolls in college, while J.T. finds out the hard way about how credit cards work.—Brian Rathjen <briguy_52732@yahoo.com>